HOW DOWS A PAWN LOAN WORKS?

Bring a valid government-issued your photo I.D.

For example a valid Driver’s License, a Firearms License, an 18+ Card, or a valid Passport.

You must be 18 or older.
Bring in any item of value.
Our professional staff bases pawn loan amounts on the value of your item—its current appraised value, its current condition and our ability to sell the item.

We use all the research tools we have at our disposal to determine an item’s value and get you the most money we can.

We'll appraise your item and offer you a loan.

We then hold your item until you repay the loan.

You leave with cash.
You must receive a pawn ticket. Don’t lose this! Not only is it the receipt for your item, it also summarizes the terms of your loan: fees, expiration date, description of your item, etc.
Pay your balance and pick up your merchandise.

For greater flexibility, we offer extensions and renewals, where permitted by law.

If you choose to surrender your collateral, there is no additional obligation on your part.

REPAYING THE LOAN 

Return to pay the balance, including the loan amount plus all added fees, before the deadline, which is usually 1 to 4 months after the initial transaction. If you don’t return, then the pawnshop keeps your item. Aside from losing your item, there are no other consequences — no collection action and no effect on your credit report.

NEED SOME QUICK CASH?   

A pawnshop loan is a fast way to borrow money that doesn't require the lengthy application process of a traditional loan. There's no credit check, and you can get cash on the spot. The loan amount is based on the value of the collateral you decide to pawn. If you've never pawned anything before, don't worry, we'll show you how it works. 

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